Obamacare repeal in the middle of a pandemic???

We don't need to worry about Obamacare anymore, didn't you hear? Trump signed two EOs yesterday which he considers, effectively, the roll out of his new 'plan'.

"My plan expands affordable insurance options, reduces the cost of prescription drugs, ends surprise medical billing, increases fairness through price transparency, streamlines bureaucracy, accelerates innovation, strongly protects Medicare, and always protects patients with pre-existing conditions."

Now, if we could just get our hands on any kind of policy that explains it.

 

It was extremely predictable that at some point the Repubs were going to say they will keep protections for pre-existing conditions in place. Even as the Repub AG's (with Trump's support) are suing to eliminate them.

 

I spend little of my research time listening to activist professors or CNN. Sabrina should try to tell one of my sons that whose deductibles went from less than $1000 to over $10,000 after ACA. Gee, he must have missed something! Or Sabrina missed something. I had insurance from 1965 through 2011 and my premium increases were not within light tears of 10% a year, let alone Golem's claim of 20% a year. Got anything else?

 

Personally, I'm more prone to accept the research done by a scholar on health insurance, and others, than the anecdotal claim of a hater of all things Obama.

 

False!

We discussed this before on another thread when the report came out. This claim was based on a misleading HHS report the Trump administration put out in 2017 taking into account only the federal exchange. And only the top 2 to 5% earners, which are those who can afford it, have been affected by increases. Increases were predicted since the offset for the first few years (and, again, to those who could afford it), and it was also predicted that a period of decreases would follow as the federal markets stabilized.

https://www.cms.gov/newsroom/press-releases/premiums-federally-facilitated-exchanges-drop-2019

 

IF Obama care can be replaced with something better- it should be dumped. It's all we have right now- but it leaves a vast need for improvement. The people who have been deciding healthcare regulations have done a miserable job, and failed to address the causative issues that bring about exorbitant med costs, which in return make exorbitant insurance premiums. Fix the causes- the premiums fix themselves. Obamacare does not address that at all- so an hour at the ER for a simple, non-critical, non trauma incident produces a $13,000.00 bill. If you want to see one, I've got it.

 

After years of promising his own health care plan, Trump settles for rebranding rather than repealing Obamacare

"President Trump capped his fruitless four-year journey to abolish and replace the Affordable Care Act by signing an executive order Thursday that aims to enshrine the law’s most popular feature while pivoting away from a broader effort to overhaul the nation’s health insurance system.

The order declares it is the policy of the United States for people with preexisting health conditions to be protected, avoiding the thorny details of how to ensure such protections without either leaving the ACA, or Obamacare, in place or crafting new comprehensive legislation."

https://www.washingtonpost.com/poli...cd928a-fe6b-11ea-9ceb-061d646d9c67_story.html

He wants Obamacare to be known as Trumpcare.

 

Per chance is this same prediction as Obama's [bold faced lie] promise that the average premiums would decrease $2000 a year for the average family when he was trying to sell the public on ACA?

 

It wasn't $2000. It was $2500 (up to). You completely distorted the campaign promise. However it's true that the real campaign promise was not realized. But it was not a "lie". His healthcare plan WOULD have saved that per year in out of pocket expenses (not just premiums). If it had passed as it was designed when he said that. Which included a public option, the ability to negotiate prices with providers, and many other things that were rejected by Congress.

As it passed it saved only about $1500, if I remember correctly.

 

Nonsense. Prior to the ACA they could terminate or raise rates at will

 

They “could” hand out millions

But they won’t

Why would they and WTF are you talking about?

 

“It is the policy of” means absolutely nothing

 

I did not distort Obama's promise. And it was a deliberate and conscious lie. He knew perfectly well that an individual's cost would likely not go down except for those that got a subsidy in the exchange, and that very many would not be able to keep their doctor, and that very many would not be able to keep their insurance. It was a lie that in a court room would be tantamount to perjury. Depending on what services a person got his out of pocket expense since has gone up on average about $11,000 if he used all of the deductible. Though he got free condoms, so make the net up about $10,900.

If it had passed as design??? Are you kidding? What part of the design did his Democrat partners reject? Besides that wouldn't have mattered much as Obama changed the law by executive orders left and right over the following three years

 

Documentation required

 

It might be helpful if you had some facts at your disposal. Though as one signature here says facts are not always a liberal's best friend.

 

I'll try to go slow.

1. medical insurance companies can normally raise their premiums only once a year if approved by state regulatory commissions.
2. without Obamacare premiums likely would not have gone up 5 to 15 times.
3. without Obamacare deductibles likely wouldn't have risen to often the $10,000 a year level.

 

If it had passed as design??? Are you kidding? What part of the design did his Democrat partners reject? [/QUOTE]
They weren't rejected by Democrats. They were rejected by Republicans. And I already said two of the main ones which would have lowered the cost even more than it did.

BTW, turns out that the savings weren't $2000 or $2500. By taking the costs as estimated by the CBO vs the actual healthcare costs, turns out the average savings were $4000 per family of 4. But, to be honest, I don't give a crap about the average. The fact is that the cost increased for those who could afford it, and decreased for those who can't. That allowed it to become affordable for over 30 million people and reduced the cost for 95 to 98% of those insured. That's what I wanted to see.

 

What makes you think they have any intention of leaving office?

 

If they are uninsured and the pandemic gets them, then medicare picks up the cost of treatment, so you can rest easy knowing your concern has already been addressed by Congress.

 

Your analogy is over simplistic and flawed.

1. States vary as to how they interpret law. If R vs. W is trashed, you might find yourself in a state that forbids abortion on any level, and would have to travel to another state to obtain one. Hell, as it stands now you have some various local gov't limiting funding and choice so much that crossing state lines is necessary. National standard for healthcare assures (or tries to) that the hospital you go to does a decent job, the doctors are up to snuff, etc., etc.. What you propose is chaos, as some states would be inundated with medical refugees from other states.

2. It was proven 6 ways to Sunday that Obamacare was responsible for ONLY 3% of the rate raises since it's implementation. The rest is the REGULAR periodic rate raises the insurance companies themselves implement. Look it up if you don't believe me.

 

Mainly because of the red states that did not expand their Medicaid programs.

 

Where do you get that notion?

 

Sorry they get treated at medicare rates through HHS

https://www.hrsa.gov/CovidUninsuredClaim

 

You really have no clue about this subject, as evidenced in your simplistic response.

ACA eliminated pre existing conditions. Without them, rates will be cheaper, but then you'll wind up with the state of things before the ACA
not to mention take away health care from 20,000,000 people. Trump's EO thinks it will preserve preexisting conditions. No, insurers, without an ACA infrastructure,
will raise rates on anyone with a preexisting condition to a level that is unaffordable. Witness what happened to my sister, prior to the ACA:

In the 90s, my sister, who had a preexisting condition a serious condition, found an insurer that would take her, but they would only cover the costs of her care for her condition
only six months after she signed up. She had $75,000 in savings, which was entirely depleted before the insurance kicked in. Most people don't have that kind of savings.

And then, you could be paying your cheap premium, and, maybe 20 years later, you get a catastrophic event, file a claim, you, not knowing that your insurer doesn't mind
the routine visits you have been getting insurance to pay for, over the years, but now, you discover that they subpoena your health records, and god help you if they find
some preexisting condition you forgot to mention when you applied. One of the ladies in the following clip, said that, when asked about the preexisting conditions, how many
were there, she replied that the list was like a page long of fine print, of various conditions they considered as 'preexisting", and you find out you are not covered, or they
drop you. now, not all insurers do this, but many did, meaning that the environment was a crapshoot in the pre ACA days.

 

It's true that the ACA didn't get everyone covered, but it did get 20,000,000 covered who didn't have it, so your rebuttal is a strawman.

ACA could reach those people if republicans would work with dems to improve the ACA, but repubs don't want to do that.