Killing Obamacare means pre-existing conditions not covered!!!

Every now and then a Republican uses his indoor voice out loud

 

Except that's only legal if coverage was mandatory..otherwise the government cant tell business how to run themselves.
What language would tell a business they must lose money?

 

Allowing people with pre-existing conditions to be covered is important. Making other people pay for it is not.

Those that have pre-existing conditions should be paying more for their insurance, since they didn't take the responsibility of making sure they had some sort of coverage previously. Instead, they penalize those who were responsible by jacking everybody's rates.

That all said, 'pre-existing' needs to be redefined.

 

They certainly did that with the PPACA - from both sides - the insurance company and the businesses.

But it's a tax.

 

Its not going to be..Insurance lawyers made that term for a reason. They are the ones who lobbied for you people to not want it, cause it was costing them money. If you voted for a republican, and need healthcare you have been bamboozled by big business.

 

Words mean everything..yep its legal to mandate pre-existing coverage as long as its a tax I guess.

 

You must not be seeing some of the other posts on this board where the Caps Lock key substitutes for discussion.

 

and catching covid is a pre-existing condition, even if you survive it

 

Yep.

 

Is that the new GOP talking point?

They're going to tell us we don't WANT pre-existing coverage?

There are about 130 MILLION people in this country with pre-existing conditions

 

Insurance is not healthcare, it is a front-loaded payment mechanism. I do a large number of medical transactions without involving insurance, and I end up paying less. I keep my insurance for the big stuff, hopefully that I'll never need. Those that don't have the wherewithal to pay cash, are those that should have government assistance at the point of service. Paying for 'insurance' does not guarantee someone actually receives any care at all.

I've voted independent for about 4 elections now. I think independently, I act independently.

 

we should be all able to have tax free\pre-tax medical savings accounts - that would help the young more than those of us already elderly, but we have to start somewhere

 

Please provide absolute proof of that. Even the MSM won't say that because it isn't fact.

 

that would be the insurers decision if there are no laws to prevent it, but it is a pre-existing condition, it's just what will the insurers do

have you ever seen the cost to the elderly of insurance, it's not cheap, and they also have medicare, but the insurers want as much as they got if they covered it all - medicare should cover it all, no private insurance needed

 

I agree - however, those that likely need it the most, don't have the funds for it.

For a number of years, prior to the PPACA, I had a HD plan ($10,000) and had a separate savings account to fund that deductible if needed. But the government decided I was too stupid to know what I needed, and killed off the HD plans... only to end up with the exact same thing a few years down the road, at twice the price.

 

Since the PPACA was supposed to cap out premium costs, who holds the responsibility for those high premiums?

 

Well you need to pick a side, and bend them to your will harder, cause that independent s$%t isnt getting us anywhere. An American version of singlepayer is what we need. Cause that Front loaded Mechanism just isnt working out for the majority of people without government assistance. And that is just costing more for less.

 

Read your policy. It depends, and they will be updating it.

"
If the ACA were overturned, could insurers discriminate against people with COVID-19?

Yes. Before the ACA, medically underwritten health insurance sold to individuals could discriminate based on a person’s health conditions and history as well as other risk factors. So, for example, someone who applies for medically underwritten health insurance while sick – or after having been sick – with COVID-19 might be turned down, charged more, or offered a plan that excludes coverage for COVID-19 or related symptoms. A positive test for the coronavirus could also be used in medical underwriting."

https://www.kff.org/policy-watch/is...n-what-could-happen-if-the-aca-is-overturned/

 

The duopoly is choking the citizens for every dime they can get, regardless of political position. I don't support the idea that supposed representatives of the people have lifetime terms, with pay and benefits their constituents don't have. Term limits, no life time bennies, and see how fast the societal pools get fixed right.

You go with your single payer, I'll stay where I'm at. That's the difference... I don't inflict what I want on you, but you have no compunctions about inflicting it on me regardless of what I want.

 

IF and COULD.

 

And should..As a business they should discriminate..do you disagree?
If they dont, they wont be in business long.

 

The thing is though..not having anything isnt really allowed cause you are still guaranteed treatment. So who pays for that? Id perfer if a singlepayer system were in place, to atleast allocate proper funds for that.

If where your at is not covered, then your forcing me to pay for you regardless.

 

the changes to it with the ACA helped some, but it is not perfect, not sure anyone claimed it was

I say congress needed to change the rules for medicare, medicare should be 100% coverage - with co-pays

 

meaning covid is a pre-existing condition that insurers could use to raise your rates

 

the health care accounts today should not have to be all used up either, the use it or lose it is stupid