Do you not have health insurance? Do you not support Medicare for all? Why?

Discussion in 'Political Opinions & Beliefs' started by onetruename, Apr 11, 2019.

  1. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    I am not an admirer of Trump and would not give him credit for inventing personal responsibility.
     
  2. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    My plan was cancelled and I had to pay double to replace it with less coverage.
     
  3. ECA

    ECA Well-Known Member

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    If your plan was canceled that means it didn't meet the minimum requirement for benefits. So not sure how your new plan could have covered less than the previous plan that was canceled for not meeting the minimum level of benefits.
     
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  4. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    You are incorrect. I had a great plan for my family of 6. I had the same doctor for 20 years. The plan included visits and even prescriptions. I could call and speak with my doctor or even drop by and be seen that day. Kids had a great pediatrician. The plan was simply no longer being offered. A good friend of mine is in the industry and the best we could find was twice the money and I have to wait 3 months to see a doctor. I lost my insurance, my doctor, and pay a lot more.

    Of course, I am self employed and earn a decent income, so I don't qualify for any assistance.
     
  5. ECA

    ECA Well-Known Member

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    Ah...so it was canceled due to the insurance company not offering it anymore and not because of ACA. Got it.
     
  6. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    You are incorrect. My plan was discontinued as a result of Obamacare. My notice was in the mail before the ink in the ACA was dry.

    Now that I only have one minor child left on my insurance, the cost has gone down. It is still more than I paid for the entire family before obamacare. This is due to the record levels of illness in the US. If only there was profit in prevention! Americans are fatter and sicker than ever, but at lease the pharm industry is enjoying record profits
     
  7. onetruename

    onetruename Well-Known Member

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    If people are fatter than ever why does the price of insulin keep increasing at record rates? Wouldnt companies be making more money just on volume, why do they feel the need to double and triple the price in only a few years????
     
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  8. ECA

    ECA Well-Known Member

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    Wait...so let me see if I have this right. Your plan was a great one and met the minimum level of benefits required by ACA yet it was canceled because of ACA? That makes zero sense. The only plans that were forced to be dropped were ones that didn’t meet the minimum level of benefits.
    People are fatter and sicker by choice. They could heed the advice by their doctors as preventive care but choose not to. Personal responsibility or lack of, is the issue.
     
    Last edited: Apr 17, 2019
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  9. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    What I had was "health insurance". That product is no longer being offered since obamacare.

    You and I are being forced to buy what is making people fat and sick as well as what is keeping them that way. Personal responsibility is definitely the issue.
     
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  10. Polydectes

    Polydectes Well-Known Member

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    How did it change after the Advent of Obamacare?

    Did it get better did it get worse or is there no discernible difference from her perspective?
     
    Last edited: Apr 17, 2019
  11. ECA

    ECA Well-Known Member

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    Except the only plans that were forced to be dropped were ones that did not meet the minimum requirement of coverage. You told me you plan was great and met the minimum. So your coverage was in fact not dropped because of Obamacare.
    Are you saying ALL food makes people fat and sick? Are there NO healthy food choices? I’m asking, as I don’t want to put words in your mouth.
     
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  12. Longshot

    Longshot Well-Known Member

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    Minimum requirements as defined by the customer? Or by someone else?
     
  13. gabmux

    gabmux Well-Known Member Past Donor

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    Thanks. That is excellent question for this topic. I think I have an answer,
    but I will check with her to insure accuracy. Will try to post tomorrow.
     
  14. ECA

    ECA Well-Known Member

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    Obamacare should have had zero impact on reimbursement fees since any increase in benefits would have been accounted for in the premiums.
     
  15. BaghdadBob

    BaghdadBob Well-Known Member

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    Minimums as mandated by gov't to include coverage for unneeded / unwanted services. EVERY HEALTH PLAN MUST OFFER THESE SERVICES regardless of your want or need.

    This is the mandated list:
    Every health plan must cover the following services:

    • Ambulatory patient services (outpatient care you get without being admitted to a hospital)
    • Emergency services
    • Hospitalization (like surgery and overnight stays)
    • Pregnancy, maternity, and newborn care (both before and after birth)
    • Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
    • Prescription drugs
    • Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
    • Laboratory services
    • Preventive and wellness services and chronic disease management
    • Pediatric services, including oral and vision care (but adult dental and vision coverage aren’t essential health benefits)
    Additional benefits
    Plans must also include the following benefits:

     
  16. Longshot

    Longshot Well-Known Member

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    Thank you for answering. So these minimums are not defined by the customer buying the insurance. They are imposed by force by a third party. Got it.
     
  17. Belch

    Belch Well-Known Member

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    If you really wanted your medicare for all, you would be petitioning your local or state government to do this. Since you don't, you don't want it either. Either that, or you really haven't thought your way clear through this socialist nonsense.

    Let me help you. You haven't done this because then YOU would have to pay for this via local taxes, rather than people who don't know you, don't live in your neighborhood, and have absolutely no incentive to pay more for their healthcare so that you can get yours for free.

    It's the same reasoning Trump used when he suggested busing in illegals to sanctuary cities and states. The democrats whinged and howled like stuck pigs talking about how it's unfair that they should have to pay for their own silly ideas.
     
  18. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    Many self employed with private insurance had the same problem. Calling unreasonable government overreach "minimum requirements" may be the reason my plan was discontinued. I am healthy, athletic, and eat a healthy diet that is mostly organic and vegan. Other than my annual physical, I had one snowboarding accident. I do not need the government involved in my "Health care".

    There are many healthy food choices, but they don't seem to make it on the list of government subsidies. When you are on a budget, a $5 box meal is an affordable choice compared to an organic salad, broccoli, and a piece of wild caught salmon.
     
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  19. Polydectes

    Polydectes Well-Known Member

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    Great, look forward to it. Thank you.
     
  20. Polydectes

    Polydectes Well-Known Member

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    Yeah I'm not trusting an ACA fanboy.
     
  21. Chester_Murphy

    Chester_Murphy Well-Known Member Past Donor

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    What happened to businesses paying for it? They used to do that and pay a decent wage/salary.
     
  22. Chester_Murphy

    Chester_Murphy Well-Known Member Past Donor

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    Free condoms and nipple guards?? WTH man! Can't buy their own condoms? What kind of breastfeeding care is needed? What, does the doctor play a recording of a baby crying to see if it induces lactation? Weird...
     
  23. BaghdadBob

    BaghdadBob Well-Known Member

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    At least if they'd let me watch I wouldn't object to costs as much.
     
  24. Chester_Murphy

    Chester_Murphy Well-Known Member Past Donor

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  25. KAMALAYKA

    KAMALAYKA Banned

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    Why is healthcare so much cheaper in other developed nations? Hint: It's the same reason why Americans buy drugs from Canada.
     
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